The typical Bank Advisory Services client is a major stockholder of a large, private corporation who is focused on his or her personal future and the future of the business enterprise.

• Client Profile #1
• Client Profile #2
• Client Profile #3

Client One

Example Profile

• Ownership

  • Primary owner is age 68

  • Married with three adult children, two of whom are active in the business

  • Net worth is $70,000,000

  • 80% business ownership

• Business

  • Commercial construction

  • FMV is $80,000,000

  • 700 employees

  • Maintains total credit facilities of $10,000,000

• Primary Purpose of Engagement

  • Ensure the primary owner’s continued standard of living

  • Provide transition ownership to the next generation

  • Minimize transfer costs and estate taxes

  • Ensure the company’s market position, competitiveness and growth potential

  • Develop a meaningful and measurable incentive plan for company Presidents without creating negative cash flow

Client Two

Example Profile

• Ownership

  • Two partners, both married and in their late 50s

  • Shared ownership with family and key employees

  • One partner wants out, the other to remain and grow the business

• Business

  • Food services

  • FMV is $150,000,000

  • 1,000 employees

  • Current credit facilities total approximately $20,000,000

• Primary Purpose of Engagement

  • Develop a strategy to finance and complete a leveraged buy-out of the exiting partner

Client Three

Example Profile

• Ownership

  • Two brothers in their 50s, one married the other single

  • No children interested in the business, and both ready for a quieter lifestyle

• Business

  • Oilfield services

  • FMV is $300,000,000

  • 700 employees

  • Key employees have minority ownership in most companies

• Primary Purpose of Engagement

  • Pre-transaction estate planning

  • Assistance in structuring the company and its financial presentation for external sale

  • Achieving maximum value